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From October 15th to December 7th each year, you get the opportunity to plan for your healthcare needs for the upcoming year. Although it’s not quite as exciting as making New Year’s resolutions or enjoying a winter holiday, the annual Medicare open enrollment period is something to look forward to.  Don’t let errors slow you…

Medicare and Medicaid are two programs enacted by the federal government. However, Medicaid is administered at the state level. Both of these insurance plans were created in 1965 by the Johnson administration. These programs are designed to provide healthcare coverage to people who meet certain eligibility guidelines. Each program has its own benefits, and it’s…

Food is often associated with self-soothing. Whether it’s seeking comfort food after a long day or cooking your mother’s recipes for a reminder of home, we often attach good memories and emotions to eating food. But do these good moods only come from nostalgia or taste satisfaction? Or do some foods actually make you happier…

Critical Topics for the Modern Employee According to a recent study from Business.org, over sixty percent of Americans are concerned they’re being underpaid. It’s a valid concern. Reports from the Economic Policy Institute show that employers underpay their employees by about fifteen billion dollars each year through overtime and misclassification violations.  The pandemic coupled with…

If you’re expecting to bump up your holiday spending, here are a few tips you can take to keep your head above the water. Take up a Side Job Your primary paycheck doesn’t have to be the only one taking on the blunt of your holiday spending. If you were to increase your paycheck, you…

A mortgage refinance replaces your current home loan with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments, or switching from an adjustable rate to a fixed rate. Refinancing could also let you tap into the equity of the home to take cash out…