Posts by kevinn
5 Ways To Lower My Bill Payments
You’ve probably always been interested in lowering your monthly payments, the good news is that there are a number of ways that you might be able to save money every month. Here are some tips on cutting costs for some of your biggest regular expenses. Mortgage Payment Particularly with today’s low interest rates, refinancing the…
Read MoreLife Insurance Simplified
Life insurance is one of the best ways to reduce the financial burden on your family in the event of an unexpected death. The options can be confusing, so how do you know which policy is right for you? In making a decision, it’s helpful to understand three basic types of life insurance available: Term,…
Read MoreShould You Get a Personal Loan?
Every once in a while, life throws us a curveball – – an unexpected medical expense or loss of work that leaves us short on cash. When that happens, a personal loan may be needed to help provide us with the funds we need. A personal loan is money that you borrow, usually from a…
Read MoreMaking Credit Card Payments: Avoid These Common Mistakes
Your credit card statement arrives in the mail, and you do what almost everybody does: you open the envelope and see what you owe this month, then put it aside with the other bills, tossing it on the pile until you’re ready to deal with the burden. Too few of us check the statement for…
Read MoreYour Credit Score: How Much Has It Changed?
CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…
Read MoreWarning: These Things May Lower Your Credit Score
Before you apply for a loan, you should obtain a copy of your credit report. Your credit report shows how each of the three major credit bureaus rate your credit. Since each bureau has its own method of analyzing your financial history, it’s important to look at all three scores. Ultimately, these ratings may play…
Read MoreHow to Pay Down Your Credit Card Debt
Credit card debt can feel like an anchor weighing down your chances for financial progress. It can lower your credit score and reduce your options in terms of housing, vehicle purchases, and other items. Paying it down is the first step to true financial freedom and a brighter future. Here are four strategies to help…
Read More10 Shortcuts That May Improve Credit
They say that slow and steady wins the race. However, there are some credit repair tactics that can yield benefits quickly. By following these tips, you may start to see your credit score improving. 1. Get Your Credit Report Each of the three major credit bureaus allow you to get one free credit report per…
Read MoreHow Safe is Your High Credit Score?
Check Your Credit Score Regularly One of the first signs that you’re maturing is when you become concerned about your credit. Good grades are the mark of success in school, and high credit scores are evidence that you’re maintaining financial responsibility. Once you have a high credit rating, however, how safe is your score? Credit…
Read MoreHow To Repair Your Own Credit
Credit report mistakes are common. Two Federal Trade Commission studies found that almost 15% of consumers have an error on at least one of their credit reports. Don’t lose heart if you find any mistakes; it’s very common and can be solved! There are several ways to approach errors on a credit score. One way…
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